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The Custom Choice Loan® lets you tailor your private student loan to meet your specific needs. Choose a fixed or variable rate, interest-only payments, a shorter or longer repayment term—you decide which options work best for you. Plus, we give you the tools to make smart decisions. After you pass the initial credit review1, the Custom Choice Loan application lets you view rate and payment estimates in real-time so you can see how different options affect the cost of your loan before you make a commitment. Best of all, it's easy to apply online any time. Get started today.

Go To Features & Benefits

The Basics

  • For undergraduate and graduate students
  • When federal loans aren't enough (completion of the FAFSA form is highly recommended but not required)
  • Fixed and variable rates - you choose
  • Invite your cosigner into the application using our EasyInvite process
  • You select the rate type, repayment plan and term to create a loan specific to your needs
  • View rates online before signing
Sun Trust

The Collegiate Custom Choice Loan is now the Custom Choice Loan® from SunTrust Bank.


The same great loan with the rate choices, repayment options and rewarding benefits you expect.

Click here to be redirected to the Custom Choice Loan site.